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What You Should Do When Dealing With Your Insurer After An Auto Accident

Florida law requires drivers to have personal injury protection (PIP) insurance. That means no matter who the at-fault party is, your auto insurance policy covers your accident-related medical expenses.

So, when an auto accident happens in St. Petersburg, involved drivers rely on their insurers. However, there are instances when an accident claim gets denied or disputed.

It is crucial to take the correct steps when dealing with your insurer to protect your rights.

Right After the Accident


What you do immediately after the accident will have a huge impact on the results of your auto accident claim. Make sure to take the correct steps while at the scene.

According to Florida laws, you need to notify the authorities immediately if the accident caused injuries or property damage. Stay on the scene and wait for the police unless you require immediate medical attention. You should also exchange information with other parties involved.

That said, seek medical help as soon as possible if you happen to have injuries, regardless of severity. Follow doctor’s orders and take the necessary medicine and treatments.

Before Meeting Your Insurer


Another vital step you should take is to inform your insurance provider about the accident as soon as possible. You can also ask them about the claims process and requirements.

In most cases, insurers ask the claimant to make a recorded statement. Do not say yes immediately. You should also not offer any specific information about the accident yet.

The best thing to do is consult a St. Petersburg auto accident lawyer. In doing so, you can prevent providing information that your insurer can use against you. An attorney can give you appropriate advice to ensure you get the right amount of compensation.

While Discussing with Your Insurer


It is not uncommon for insurance providers to immediately offer a settlement after an auto accident. Since being in an accident typically leaves a person shaken and anxious, they end up agreeing to the settlement. However, this is not the best decision for you.

In most cases, it takes days, weeks, or even months to determine the full extent of injuries and total medical expenses.
It is also important to be aware of the options that you have when dealing with your insurance company. There are certain instances when an injured individual has the right to sue the at-fault driver. To further understand your options, consider discussing your case with an auto accident lawyer.

The St. Pete’s Lawyer


If you or a loved one gets involved in an auto accident, you are probably worried about getting the right compensation. St. Pete’s Lawyer, Michael Babboni, is here to help.

For almost three decades, Michael Babboni has been a partner to many auto accident victims in Southwest Florida. He has experience in dealing with insurance companies. He will walk you through the process to ensure you understand your rights. He will also assist you to get a fair settlement.

You can get an expert consultation or free case review by calling 1-727-381-9200..