First, you need to make sure that all parties involved in the car accident are safe. In case anyone’s injured, it’s important to call emergency services right away to get police and medics onto the scene. Injured persons should be provided with first aid and transported to the nearest hospital as soon as possible.
After making sure that all parties have received necessary medical attention, it’s time to start collecting information you need to make an insurance claim. In this article, we talk about what kind of information you need to gather, as well as the next steps to take.
Gathering Evidence For Insurance Purposes
Car accidents can be financially burdensome. If you’ve suffered any injuries you will need compensation for your medical expenses. If your car has sustained significant damage, you’ll also need to file a claim with your auto insurance provider.
To avoid paying for such expenses out of pocket, you need to make sure that your insurance claims go without a hitch. This involves collecting necessary information and documentation at the crash scene itself. Here is a basic guide of how to document your car crash for insurance purposes:
Take Pictures Of The Collision
Photographic evidence of damages is usually a standard when claiming auto insurance. If you weren’t injured in the accident, take snaps of the car crash showing the entire extent of the collision. Take wide shots showing all vehicles involved in the crash. Also, take some close-up shots of damages to your car (e.g. deformities, dents, and scratches).
Ask The Police For A Copy Of The Official Report
The police report is a commonly required document in insurance claims. Police are sent to every traffic accident to help coordinate emergency services and then to write an official report. Cooperate with the police officers assigned to your accident and ask them to provide you with a copy of the report for insurance purposes.
Collect information On Other Drivers
If the other drivers involved in the accident are still present and not injured, ask them to exchange details with you. Get their name, address, contact number, driver’s license number, registration and plate number, and their insurance details. If necessary, ask the police officers to mediate the conversation.
Get Contact Details Of Witnesses
If there are any bystanders who witnessed the car crash, they can provide further evidence to substantiate your insurance claim. Ask them if they’re willing to provide you with their names and contact details.
Document Your Injuries
If you were injured during the car crash, you should document your injuries. You can take photos of visible cuts and bruises. If you receive medical attention for your injuries, make sure to keep copies of your records and medical bills..