But understanding what you are owed is more complicated than some might realize, and taking the time to understand a few basics is important to ensure that you don't get taken advantage of by insurance companies and lawyers for the person responsible for your injuries.
Are You Owed?
The first thing to understand is whether or not you're owed anything at all. Under Florida law, motorists have to carry PIP coverage that provides personal protection for them no matter who is at fault. But, in some instances you could seek additional restitution. This is possible if you can show that your injuries were caused by the reckless or negligent actions of someone else. This can include things like:
• Texting while driving
• Failure to maintain a safe environment for guests
• Failure to meet safety standards for work
• Drunk driving
• And more
If you can show that the other party involved in your accident acted in a negligent or reckless manner, there is a good chance that you can get compensation for your injuries through a personal injury lawsuit. This can help ensure that you don't have to pay out of pocket for your expenses and that you can get back on your feet completely following the incident.
What Are You Owed?
The question of fault is the first one to consider. But beyond that, you also have to make sure that you get the right kind of compensation for your injuries. In particular, you need to ensure that the restitution you're offered matches what you need to return yourself to a state that you would have been in had the accident never occurred at all.
Some of the different variables that can affect your settlement amount include things like:
• Medical bills
• Future potential medical bills
• Lost wages
• Impact on your ability to earn, get promoted, and more
• Impact on financial aspects of your life like insurance, retirement funds, pensions, and more
• Future estimated lost wages
• Compensation for pain and suffering
• And more
In short, there are many different things that can impact your financial stability after an accident. A good, fair settlement will provide you with restitution that covers all of these and leaves you able to move on.
Proving What You're Owed
In order to make certain that you get the maximum amount of money from your settlement, you'll need an attorney on your side. Not only will they get you the respect of the other side and ensure that you don't get bullied around, but they will also consult with financial experts and medical professionals to create a clear picture of exactly what a fair settlement amount is, then fight to make sure that you get it.
Being left with huge financial costs can be difficult for anyone, and when your injuries weren't your fault it can be even more frustrating. Contact our legal team today to make sure you get what you're owed. We have a proven history of standing up to the insurance companies, and we won't stop fighting for you until you get the restitution you need to move on and heal after an accident.