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A Personal Injury Case Is About Justice & So Much More

A Personal Injury Case Is About Justice & So Much MoreDifferent people have different ways of handling a crisis or a personal challenge. For some people, independence and doing things their own way is, above all else, the most important thing. Pride matters, and showing a reliance on others instead of trying to solve a problem yourself can be regarded as a sign of weakness.

But when you are injured, the last thing that you want to do is take more time than necessary to get better. An even worse outcome is the possibility of never recovering from an injury at all, an amputation, going blind, deaf, or other permanent loss of function is something that a person must live with for the rest of their lives, and may be either inconvenient, or crippling to the point that the old life that was once taken for granted is simply no longer possible.
If It’s Not Your Fault, It Should Not Be Your Burden
Some people believe that it’s a show of strength, or pride to accept the events or misfortunes that life sometimes deals us. There’s a sense that because an injury is something... read article

Michael J Babboni

Florida’s Car Insurance Requirements

Planning to live and drive in Florida? Then you must have valid auto insurance. Since Florida is a no-fault state, your insurance company will pay medical costs associated with an accident up to the policy limits, regardless of who is at fault. Here are some more basics on what Florida car insurance requires:

The minimum amounts of car insurance coverage:

- $10,000 of no-fault, also known as, Personal Injury Protection (PIP) insurance.
- $10,000 of Property Damage Liability (PDL) insurance.

Personal Injury Protection

Personal Injury Protection, or PIP, insurance covers:

- Your medical expenses;
- Your lost income attributed to the accident;
- Your child and other family members in your household;
- Your child on a school bus; and
- You (if you are a pedestrian or bicyclist involved in an auto accident); and
Passengers in your car who do not have PIP insurance and do not own a car.

*** If anyone in your car has PIP insurance s/he will be covered by his or her own policy if you get in an auto accident. Similarly, your PIP insurance will cover you if you are a passenger in someone else's car that gets into an accident.

Property Damage Liability

Property Damage Liability (PDL) insurance covers you for damages... read article

Michael J Babboni

10 Safety Tips For Motorcyclists

Florida is number one in the nation for motorcycle fatalities, a contest no one wants to win. Sure driving a motorcycle may be seen as cool and brave, but it doesn’t have to be dangerous. The safer you are as a motorcyclist, the less likely you are to be involved in a crash. You can’t control other drivers on the road but follow these ten tips to insure you have taken every precaution to ride safely.

Tip #1: Go to Class!

Take a motorcycle training course before you ever attempt riding. It will give you confidence, make you a better driver, and will save you money on insurance.

Tip #2: Inspection

Before you ride make sure everything is in working order especially the lights, tire pressure, and mirrors. Be diligent about regular maintenance and state inspections.

Tip #3: Map It

If you are going to a new destination be sure to look at the directions before you leave. Not knowing where you are going can lead to mistakes, which can result in an accident.

Tip #4: Check the Weather

In a car you can adjust to weather at the push of a button that is within arm’s length. Not so easy with a motorcycle. You need to know... read article

Michael J Babboni

Wrongful Death & Proof

Wrongful Death & ProofOne of the most tragic and unfair things that can happen to family and friends is the senseless loss of life that can sometimes occur through nothing more than sheer carelessness. There are many examples of this, such as accidents at amusement parks due to attractions not being properly inspected for safe use, or drivers on the road paying more attention to what’s on their phone than what’s in front of their car.

But in all of these cases, one thing is very clear; this was a needless death, it did not have to happen, and if the person responsible had been exercising the minimum legal or contractual obligation they had in that situation, the death wouldn’t have occurred at all.

However, a death like this, while upsetting and with far reaching consequences, can still, in some cases, be considered accidental, and therefore no criminal charges or punishment are required for the person that is actually responsible for the loss of life. That doesn’t mean that people—however unintentionally—responsible for the death of another face no punishment at all. It simply means that they face no criminal punishment since they committed... read article

Michael J Babboni

Thrilling Adventures And Your Safety

Thrilling Adventures And Your Safety Florida is famous for being a vacation destination, and even those who live here love to head out on adventures big and small. While some are satisfied with walks on the beach or maybe a trip to an amusement park, others get more creative. Things like parasailing and zip-lining are common throughout the state, and extremely popular. But are they worth it if you are unsure about the kind of insurance coverage the operators have in place – or at all? It’s something worth taking a closer look at.

Parasailing alone is done by more than 3 million people every year, but many aren’t fully aware of a surprising fact: in Florida, parasailing is practically unregulated by state or federal laws. In fact, there’s no requirement for licensing operators or enforcing safety regulations related to operation, equipment, and so on. The only thing that’s really required is Coast Guard approval of the boat itself, a license to operate the boat, and life preservers onboard. When it comes to things like parasail chutes, harnesses, and so on, there’s no regulation in place. And ziplining is similar, with few... read article

Michael J Babboni

Waivers And Adventure Activities

Waivers And Adventure Activities Adventure. It’s out there waiting for anyone who wants to experience it, especially in Florida. Thanks to the plethora of activities in the state there is always something for residents and visitors to take part in – ziplining, parasailing, waterskiing, roller coasters, bungee jumping, and more.

But thanks to the inherently risky nature of these activities, injuries do occur. And since practically every thrill activity operator requires participants to sign waivers, it’s easy for those involved in an accident to immediately assume that they have no rights to seek compensation for their injuries.

This isn’t the case, however, and it’s important to learn more about your rights if you’ve been injured in an adventure activity -even if you signed a waiver ahead of time. Talking to a personal injury lawyer is the best way to know all of your options, but reviewing the basics can help you understand a few things before your consultation visit.
Accepting Your Risk
The first thing to understand is that the wavier you sign does indeed help provide some level of protection to the operator of the pursuit you’re engaging in. In most cases, those waivers... read article

Michael J Babboni

Improving Injury Recovery With Help From An Attorney

Improving Injury Recovery With Help From An AttorneyFlorida is the third most heavily populated state in the entire country, and home to millions. It’s not hard to see why – the huge range of activities combined with the great weather and beautiful landscape means that there’s always something to see, do, and love.

But enjoying anything is much more difficult when you’ve been injured in an accident. Recovery can be a long, hard road to travel and one that can impact other aspects of your life in a big way. While most people think of their medical professionals as being the only people who can help them through recovery effectively, there is someone else worth talking to as well – a personal injury lawyer.

But many people still fail to truly understand why they should take the time to talk to an accident lawyer. Sometimes it’s because they feel that they can’t pursue financial compensation, and in other cases it may be because they feel there’s a stigma associated with doing so. But if you take a closer look you’ll see that getting help from an accident lawyer is something that is well... read article

Michael J Babboni

Is Distracted Driving Always Just The Driver’s Fault?

Is Distracted Driving Always Just The Driver’s Fault?On December 24, 2014, in Texas, James and Bethany Modisette, like thousands of other Americans in the 21st century, found themselves at the mercy of negligence. While James was driving his family, he slowed their car to 20 mph as congestion ahead of them dropped traffic speed to a near crawl. Despite the Modisettes doing the sensible thing and slowing down to accommodate for a traffic jam, this didn’t help them at all when a 20 year old driver right behind collided into their car at 65 mph, mortally injuring five year old Moriah, who ultimately died of her injuries shortly after arriving at the hospital.

The culprit for the injury was an Apple iPhone, or, more specifically, the driver using Apple’s “Facetime” software to have a video call that was more important to take than it was to pay attention to the road. This, sadly, is about as text-book as you can get when it comes to a wrongful death due to negligence on the part of a driver.

However, this sad story goes a step further. The Modisettes, realizing that it was, once again,... read article

Michael J Babboni

Never Try To Go To Court Alone

Never Try To Go To Court AloneIf you or someone close to you gets involved in an accident, and it’s clear to everyone that the other person involved in the accident is at fault, some people may see this as a sign that an “easier” alternative is now available. There’s a perception that because proof of fault with the other party is easily obtained and shown, this means that the “smart” thing to do is dispense with the cost of a lawyer entirely and try to go to court without legal representation. The logic seems sound enough on first inspection; lawyers cost money, and if you already have the proof, you’ve won the battle, so why do you need to pay someone else to fight for you in a battle for which victory is assured? This just means you have less money to go around when the lawsuit is settled.

But this kind of thinking makes the dangerous assumption that the only thing you need a personal injury lawyer in St. Petersburg for is to make your case in court. While it’s true that a personal injury attorney DOES perform this function,... read article

Michael J Babboni

Financial Recovery After An Accident

Financial Recovery After An AccidentEvery year, millions of people are involved in accidents throughout the country. And with so many living in and around St Petersburg, many of those accidents will happen right here. When you’ve been injured in an accident of any kind, it’s important to take the steps needed for a full recovery. For most, that means finding a good doctor who can help with physical and even mental healing. But what about the other aspect of your life that is easily impacted by an accident – your finances?

That financial impact on your life can be massive – larger than many even fully realize. As a result, finding help is vital. A good personal injury lawyer in St Petersburg can help you learn more about your rights and what steps you can take. They’re the best ally you’ll have on your side when it comes to financial stability following an accident.
The Heavy Costs Of An Accident
One of the biggest things that people overlook when it comes to recovery after an accident is just how that financial burden can impact their life overall. Consider some of the following.

Financial costs of... read article

Michael J Babboni

What To Know About Injuries From Defective Products

What To Know About Injuries From Defective ProductsInjuries can be caused by a wide range of different problems, and with millions of people in Florida there are accidents occurring daily. While auto accidents or even slip and fall injuries are often the types of injuries commonly talked about, what about those injuries that are caused by defective products? It’s something that happens to many people, and if you’re unfortunate enough to be in that group, knowing some key things is very important.
The Basics
Injuries from defective products can range greatly in severity and also in the type of product that causes the accident. Everything from kitchen appliances to automobile parts to electronics may be involved in an accident. No matter the type of product involve, a few factors remain constant throughout.

The primary thing to keep in mind is that if you had no way of knowing about the defect, you may have the right to seek financial compensation. It’s only when you’re actually aware of the problem that you may lose that right – if you see a loose blade on a food processor, for example, a reasonable person would know that... read article

Michael J Babboni

Pain & Suffering In A Personal Injury Case

Pain & Suffering In A Personal Injury CaseWhen you have personal injury case, and take on the guidance of a motorcycle attorney, slip and fall lawyer or other kind of accident lawyer, the goal is take someone else to court and make them pay for their carelessness or negligence. While an accidental injury is not something that can a person can go to jail for, that doesn’t mean that there shouldn’t be some kind of punishment involved. A personal injury case is a way to levy that punishment in the form of a financial burden that is placed on the person responsible.

But no two personal injury cases are alike, and the circumstances and amounts of money involved in a personal injury case vary wildly from case to case. A slip and fall injury for a senior citizen at a retail outlet or other public space, for example, is going to be different from someone inflicted with a traumatic brain injury. And a child drowning in a swimming pool is a completely different case from someone receiving a broken arm on a faulty amusement park attraction.

When you get together with your St.... read article

Michael J Babboni

Settlement Or Prosecution: Which One Is For You?

Settlement Or Prosecution: Which One Is For You?People pursue court cases for many different reasons and goals, but usually one of the primary motivators is a sense of wanting to see that justice is served. However, the definition of justice that one person may have might not be the same as another. Some people want to see someone that has done wrong be punished. Others don’t care about punishment, but simply want some kind of compensation for whatever it is they have lost.

This also means that for people that engage the services of an accident lawyer or wrongful death attorney, the way that a case is resolved can also vary. Some people will want to see a case through to its final conclusion with a sentence handed down by the court that the defendant must now comply with. For others, however, a court case isn’t the goal or even the point, and when the defendant in the case offers an alternative that may, in some cases, be a better way to get the resolution you want.

It’s called an out of court settlement, and for some, this may be the better way... read article

Michael J Babboni

Moving On After Losing A Loved One

Moving On After Losing A Loved One Losing a loved one can be one of the most difficult things that any of us do. And when their death was the result of the reckless or negligent actions of someone else, it can be even more frustrating and challenging. The deep sense of loss is a huge burden, and making things even worse is the financial impact that it can have on those closest to the deceased.
The High Costs And Grieving
Losing a loved one can bring serious financial hardship on those who depend on them – especially when insurance isn’t involved. Consider some of the following ways a death can financially impact loved ones:

The medical costs associated with their care prior to passing can reach astronomically high levels very quickly. Even an ambulance ride alone can cost tens of thousands.
Funerary costs are quite high as well, and the cost of burial or cremation can add to the financial burden in a significant way.
The passing of a loved one who helps support the family can bring not only a vacuum in hearts, but in income as well. The loss of a source of... read article

Michael J Babboni

Trucks Accidents Are Complex Cases

Trucks Accidents Are Complex CasesIn an auto accident where injuries are involved, the role of the participants is fairly straightforward. There’s usually one person at fault, or more at fault, and there is an assessment of the damage to both vehicles and people that the insurance companies are responsible for handling. This type of personal injury case is overseen by an auto accident lawyer, and the only challenge is in proving the extent of the damage inflicted by the other party’s negligence.

Trucking accidents on the other hand, can be much more complicated to handle in court. One of the chief reasons for this is that in these accidents, the fault may not be that of the driver, and that means more work to get at the truth and assign blame to the right party.
Many Hands In The Cookie Jar
A typical auto accident case is about the injuries inflicted by one driver in his own vehicle. The driver may have been traveling for work or personal purposes, but what doesn’t change is that there’s only one driver, one vehicle, and that vehicle is owned by the driver.

A truck driving situation is very... read article

Michael J Babboni

Personal Injury Can Be Residual

Personal Injury Can Be ResidualThere are, unfortunately, a variety of ways in which you can become injured in an auto accident. Some injuries are of the temporary sort, such as a broken arm, and with proper medical care, a full recovery is possible and you can get on with your life exactly as before. Others, more tragically, can forever change the way you live your life, like the loss of a limb, or one of your senses such as hearing or sight.

But then there are other injuries that fall around the “middle” of these two extremes. They are not temporary, in that they are injuries you will have to live with for the rest of your life, but they are not so extreme that they may fundamentally alter every facet of your daily life. In these cases, we have what are called “residual” permanent injuries, and they can still play a role if you want a lawyer for car crash to handle your case.
Living With Consequences
If you suffer through a car accident and have reminders of it such as permanent scarring, this can have a big impact on your life, especially... read article

Michael J Babboni

What You May Not Know About An Auto Accident Settlement

What You May Not Know About An Auto Accident Settlement Every day, thousands of people in Florida are injured in an auto accident. Thankfully, many of these injuries are fairly minor, but even when they are they can still come with some very real financial challenges. In particular, things like medical costs and potential lost wages due to missing work can have a big impact on your financial health. And when you’re stressed about that, it can be difficult to focus on healing physically.

That’s why seeking financial compensation for your injuries is so important, and why everyone needs to talk to a personal injury lawyer when they’ve been involved in an accident. However, a number of people may feel like this isn’t required. After all, they’ve already been offered a cash settlement from the insurance companies. But there are several things that may not be obvious where auto accidents are concerned, and taking a closer look at them will help you see some of the facts you might not be aware of.
The Insurance Companies Will Work Against You
The first thing that anyone involved in an accident needs to understand is that... read article

Michael J Babboni