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7 Types Of Car Accidents You Should Know About

7 Types Of Car Accidents You Should Know AboutCar accidents are much more common than we would like to admit. They can happen anywhere at any time and for a various amount of reasons. In fact, there are even different kinds of car accidents with their own dangers and causes.

Here are a few you should know about:

1. Rear-end collisions — This is often caused by sudden deceleration or slowing down. In some cases, another driver is following too closely or accelerates to a higher speed than the car in front of it. Whiplash is a common injury that occurs in a rear-end collision and usually affects drivers and passengers of the impacted car.

2. Side-impact collisions — Side-impact collisions can cause grave injuries because the airbags and seatbelt are incapable of protecting you. Also called "T-bone" or "broadside" collisions, side-impact accidents occur when the side of a vehicle is hit. It can be impacted by the front or rear of another vehicle or in some cases a fixed object. Vehicle damage is often severe and drivers or passengers on the impacted side of the vehicle usually sustain far worse injuries than they... read article

Michael J Babboni

VW Is Preparing For The Worst

VW Is Preparing For The WorstThough General Motors and Toyota have certainly had their own scandals to worry about, the Volkswagen scandal has certainly taken the spot light. The German automaker, which owns 70 percent of U.S. passenger-car diesel market, is still in major trouble for cheating on diesel-emissions tests. Volkswagen states that it is preparing for the worst, but many believe they are greatly underestimating the full cost of damages, legal fees, and future sales.
What Happened?
It had been found that Volkswagen had installed more than half-million diesel cars with an emissions cheating software. This software allowed them to pass emissions standards with vehicles that pumped 40 times more nitrogen-oxide than the federal limit. Furthermore, it was found that the company was aware of the software and its legal violations, but did nothing to fix the situation. It was only thanks to off-site emission testing that Volkswagen’s violation became apparent.
The Cost Of Scandal
The scandal has already cost the German automakers quite a bit in sales and legal fees, but they are nowhere near finished paying for this scandal. Volkswagen is currently preparing for additional costs in relation to the German automaker's... read article

Michael J Babboni

4 Problems You Can Face With Insurance Claims

4 Problems You Can Face With Insurance ClaimsIf you have been in an accident, such as a car accident, your next step might be to file a claim. Purchasing an insurance policy does not automatically guarantee compensation for your claim. Often people overestimate the simplicity of filing a claim. Depending on details surrounding the claim, the process can be challenging and complex. That aside, this may end up taking a lot more time and energy than any of us would like. So if you have decided to file a claim, you should be aware of the potential problems that may arise and try to complicate your claim.

1. Time Is Of The Essence!

When filing a claim of any kind, it is always best to file as soon as possible. The period of time between when the incident had occurred and the time you contact your insurance company needs to be as short as you can manage. As time passes details become less sharp, questions become harder, and the ambiguity grows. That aside, insurance companies become more suspicious of those who hesitate to contact them.

2. Not Enough Information!

When the insurance company is investigating... read article

Michael J Babboni

5 Myths Of Wrongful Death Claims

5 Myths Of Wrongful Death ClaimsAfter you have had a loved one die, it is crucial to allow yourself the necessary time to heal. However, if their death was due to unjust causes, this may only be the beginning of a complicated and emotionally draining court case. During this sensitive time, going to court is the last thing you need. Yet, it is also exactly what you need to do to get the financial compensation required to heal and allow you to afford any bills that may have been left behind by your loved one.

It is unlikely that you are anywhere close to being an expert on how to go about seeking legal help after this trying time. Which means that during what should be your chance to heal, you are instead confronted with complicated laws, stingy insurance companies, and more. That is why you need to be able to discern the myths from the facts when it comes to wrongful death law so you can avoid more heartache and get any financial help you may require during this time.
MYTH 1: Any Relative Can File A Wrongful Death Claim
Frequently, there is... read article

Michael J Babboni

What You Should Know About Children And Choking Hazards

What You Should Know About Children And Choking HazardsAccording to the Department of Health in New York State, choking is the fourth leading cause of accidental death in children under the age of 5. From bouncy balls to popcorn, there are plenty of offenders that could easily put your child in harm’s way. In order to ensure their safety, here are a few things you should know about children and choking hazards.
What is Choking?
Choking happens when a foreign object blocks the airway and causes the inability to breathe. An obstructed airway can quickly lead to severe complications, including brain damage and death. Children under 3 are especially at risk of choking due to the fact that they have a small airway and a more difficult time chewing and swallowing food. That aside, small children also tend to put various things in their mouth all the time.
4 Most Common Choking Hazards For Children
There are several things that a child could choke on, but some are much more common than others. Knowing what foods and objects to look out for will be you a better chance to hide, cut up, or otherwise get... read article

Michael J Babboni

Defective Product: Failure To Warn

Defective Product: Failure To WarnWe have all seen the warning signs on some of our most commonly used products. You get grab a coffee at the local shop and spot a “caution: hot beverage” on the side. There is a warning on the cigarette box in your pocket that says “warning: causes cancer”. Your 7 year old child puts a quarter in for a small plastic toy with “caution: choking hazard” on it. It can feel like you can’t go a few steps without some sort of warning sign or caution message popping up.

All of these warning signs may feel like they go overboard, but they are crucial to keeping you informed and safe from any dangers that could occur. However, what happens when a product doesn’t warn you about its dangers and causing you or a loved one to be harmed?

A manufacturer, distributor or retailer can be held liable for a failure to provide adequate warnings on a product, if a consumer suffers an injury as a result.
Failure to Warn in Strict Products Liability Lawsuits
Under strict product liability, the defendant is held liable for product defects regardless of whether the... read article

Michael J Babboni

The Basics Of Workers’ Compensation

TThe Basics Of Workers’ CompensationThanks to the workers’ compensation system, employees are required to purchase insurance that provides their employees with benefits when they suffer from work-related injuries and illnesses. This system is a type of compromise between the employers and employees to ensure the employees get benefits regardless of whose fault it was and employers won’t get sued by injured employees.
What Does Workers' Compensation Cover?
Workers' compensation laws cover only work-related injury or illness. However, the injury or illness does not necessarily have to occur in the workplace. As long as it's job-related, it's covered.

For example, employees are covered if they are injured while traveling on business, or running a work-related errand.

Covered injuries and illnesses can range from sudden accidents, such as falling off a scaffolding, to injuries that happen over time, such as computer-related repetitive stress injuries, or illnesses that result from exposure to workplace chemicals, air pollution, or radiation.

For example, many workers receive compensation for repetitive stress injuries such as carpal tunnel syndrome and back problems. Workers also receive compensation for illnesses and diseases that are the gradual result of working conditions such as heart conditions, lung disease, and... read article

Michael J Babboni

Premise Liability: Playgrounds

Premise Liability: PlaygroundsPlaygrounds are supposed to be place of fun and excitement where children can make new friends and get out all of their pent up energy. However, they also can present risks and hidden dangers as well. According to the Centers for Disease Control and Prevention, each year hospital emergency rooms treat more than 200,00 children age fourteen and younger for playground-related injuries. Of those playground injuries, the vast majority occur at schools and day care facilities.

Sadly, injuries to children at playgrounds can often be severe. It is estimated that playgrounds have a higher rate for severe injuries than bicycle accidents and even automobile accidents. This is due to a number of factors such as the certain types of activities and equipment that can be often be found on the playground.

For example, playing on the monkey bars puts children at a great height with little to no protect underneath them and the ability to climb, swing, and even get stuck in the bars themselves.

The most common types of playground injuries include:

broken or fractured bones
concussions or other head injuries
internal injuries

Common Causes of Playground Injuries
Any number of factors can play a role... read article

Michael J Babboni

Keeping Your Dog Safe In The Car

Keeping Your Dog Safe In The CarOur dogs aren’t just pets, they are part of the family. So it is no wonder so many people love to take them for rides in the car. However, driving with dogs can be risky if you are not careful.

Unrestrained pets cause more than 30,000 accidents annually, according to the American Automobile Association, and the Travel Industry Association of America says 29 million Americans have traveled with a pet on a trip of 50 miles or more in the past five years. With those kinds of numbers, it's important to remember that pets have special needs on the road.
Restrain Your Dog
While dogs want to be free, keeping them in place keeps them safer.

Unrestrained pets can be a distraction to drivers and can get injured if the car makes a sudden stop or is involved in an accident even at low speeds. Where you put the dog doesn’t guaranteed safety either if they are allowed to roam around the vehicle. The best way is to simply secure your pet in a crate or with a harness to keep them safe.

Occasionally, having others in the vehicle can... read article

Michael J Babboni

5 Tips For A Safe Cross-Country Motorcycle Trip

5-tips-for-a-safe-cross-country-motorcycle-tripWith spring finally here and summer not too far from sight, it is about time to go on that cross-country motorcycle trip you had been planning!

While we wouldn’t want to ruin your fun, there are a few things you should keep in mind to ensure you have an enjoyable experience on the road. Aside from the obvious ones like wearing your helmet, of course.

1. Plan Your Route Ahead Of Time

Thanks to the convenience of GPS, we are so used to never knowing or needing directions that we forget, when on a motorcycle, there is no searching for directions on your phone. Know your directions ahead of time, read through them well and check them after every stop. If you have someone joining you in a side car, then have them be in charge of directions so you can keep your focus on the road.

2. Bring Food And Water With You

At some point you will get hungry on the road, and you need to choose food to pack that lasts in your bag without turning into a warm, stinky, or smashed mess. Also, choose food that you can munch on, so it... read article

Michael J Babboni

Slip Sliding Away: Helpful Information To Determine If You’re Slip And Fall Case Is Validated

slip-sliding-away-helpful-information-to-determine-if-youre-slip-and-fall-case-is-validatedSlip-and-fall cases are a main part of personal injury law. Thousands of people are injured each year from slip and fall incidents. Some are seriously injured, when they slip, trip, and fall on a rough patch of ground, a wet floor, or a number of other situations. If you've been hurt in a Florida slip-and-fall accident, you may be compensated for your injury. It’s important that you know your rights and what you can do.

If you’ve been injured in a slip and fall, you must consider a few things before going forward. Firstly, it is normal for various things to fall or drip onto the floor, or for certain surfaces to become uneven. Secondly, pieces of flooring such as drainage grates serve a useful purpose, despite being dangerous if not noticed. In other words, property owners cannot be held responsible for the immediate picking up or cleaning of every dropped or slippery substance on a floor. They also won’t be held responsible if someone slips or trips on something that any ordinary person would expect to see and avoid.

With that being said, how can you determine if a property owner is... read article

Michael J Babboni

Defective Products: The Different Types And How The Court Handles Them

Defective Products: The Different Types And How The Court Handles ThemThroughout the years, you might’ve heard about various defective products across the market. What does that mean exactly? A defective product is a term used to describe any product that poses unreasonable danger to the consumer. A defective product could be medication, hardware, motor vehicles, toys, and any other form of personal property. There are three types of defective issues that can occur:

Marketing Defect: When a product is dangerous in a way that is not obvious to the user, and the labeling/instructions fail to address the issue.
Design Defect: When an entire product line contains an unexpected danger in its intended use. While the designer may not realize that the product was designed dangerously, they are held accountable for creating any product that is deemed “unreasonably dangerous.”
Manufacturing Defect: When a product that was designed properly, but is manufactured and assembled incorrectly.

Product manufacturers and sellers are responsible for placing safe goods on the market. They are liable for damages, not only to the purchaser of the product, but to anyone who might be expected to use the product. If you are harmed by... read article

Michael J Babboni

The Three Things To Know After A Car Accident In Florida

The Three Things To Know After A Car Accident In FloridaAfter a car accident in Florida, you’re probably wondering what to expect if you decide to make a claim for injuries or for vehicle damage. From navigating Florida’s no-fault car insurance system to understanding the legal landscape, make sure you understand Florida’s state laws regarding car accidents.
No-Fault Car Insurance
If you’re involved in a car accident in Florida, the first thing to understand is that the state follows a “no fault” car insurance system. This means that you turn first to your own car insurance coverage to get compensation for injuries and lost income.

Florida drivers are required to carry the following minimum insurance:

Ten thousand dollars in personal injury protection (PIP) benefits.
Ten thousand dollars in property damage liability (PDL) benefits.

Florida drivers cannot step outside of the state's no-fault system and pursue a claim against the at-fault driver directly. However, a driver can step outside the no-fault zone only if the injuries from the accident are considered "permanent," such as permanent scarring, disfigurement, or significant loss of an important bodily function results from the crash.
Laws On Car Accident Lawsuits
If your injury claim is serious... read article

Michael J Babboni

Safety First: A Look Into Automotive Recalls And How You Can Be Reimbursed

Safety First: A Look Into Automotive Recalls And How You Can Be ReimbursedThe automotive industry is one of the most important economic sectors in the world. The companies and organizations that make up this industry are involved in the design, development, manufacturing, marketing, and selling of motor vehicles. Unfortunately, some of these companies have become infamous for their recalls, which affect the car brand’s customers throughout the world. Some of the biggest recalls in history involve Toyota, Ford, and most recently Volkswagen, which violated regulations stated by the EPA (Environmental Protection Agency). Some of these issues were dangerous and even life-threatening to the consumers who bought these cars. If your car or vehicle was subject to a recall, you have certain rights as a consumer. In addition, if you were injured as a result of this defect, a product liability suit may be possible.

If a defect is discovered in the safety design of an automobile, then it may be recalled by the manufacturer or a safety organization. This allows owners of recalled vehicles to bring their cars into dealerships and get the defective parts repaired free of charge. You may consider... read article

Michael J Babboni

Insurance Disputes: Why Legal Advice May Help You In The Fight Against Your Insurance Company

Insurance Disputes: Why Legal Advice May Help You In The Fight Against Your Insurance CompanyThere may come a time when you need to resolve a dispute between you and your insurance company. These disagreements often occur due to problems with the amount due on a bill, the amount the company paid on a claim, or the nonpayment of a claim. When dealing with a situation like this, it’s important to know some of your rights with an insurance company:

An insurance company cannot knowingly tell you that your policy means something that it doesn't actually mean. They also cannot change your policy without first informing you in writing.
The insurance company cannot withhold payment on a claim against one part of your policy in order to force an issue on a claim against another part of your policy. In other words, your insurer cannot withhold payment on a claim against the collision portion of your auto policy to force you to settle on the liability portion.
In some states, companies have to acknowledge within 15 days that they received notice of a claim. Afterwards, they must investigate, process, and settle it quickly.
Companies cannot ask... read article

Michael J Babboni